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- How to use various insurances
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How to use various insurances
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Regarding the use of Overseas Accident Insurance
Details
Our clinic accepts various Overseas Accident (travel) Insurances. Patients who are registered in the following Overseas Accident Insurances can use our cashless medical service.
● Tokyo Marine & Nichido Fire Insurance Co.
● Sompo Japan Nipponkoa Insurance Inc.
● Mitsui Sumitomo Insurance Co.
● Aioi Nissay Dowa Insurance Co.
● H.S. Insurance Co.
● Health care card (Prestige)
We also provide a cashless payment system for insurances not listed above. Please contact us directly to find out if your insurance can be used as cashless payment in our clinic. -
Regarding the use of Credit Card Insurance
Details
When using insurance attached to a credit card, you must first contact the insurance company yourself.
Overseas accident insurance is essentially an optional insurance, which is applied for voluntarily. However, some credit cards automatically include overseas accident insurance, and this type of insurance is called credit card-attached insurance.
▼Differences between automatic and usage-attached insurance▼
There are two types of credit card-attached insurance: "automatic" and "usage-attached."
Automatic: As the name suggests, Overseas Accident Insurance is automatically attached when you leave Japan.
Usage-attached: Overseas Accident Insurance is attached on the condition which includes you pay for travel expenses and public transportation such as airplanes and buses with that credit card.
*In the case of usage-attached insurance, the conditions under which Overseas Accident Insurance is attached vary depending on one credit card to others so please check in advance. -
Regarding the use of Local Medical Insurance
Details
Several companies offer Medical Insurance in Indonesia. However, there are differences in terms of use such as "cashless medical services are only available for outpatient care" and "there is a maximum amount of subsidy", so we recommend our patients to check the contract details themselves before using it.
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Regarding the use of National Health Insurance
Details
Japan's National Health Insurance and public insurance have a system called the Overseas Medical Care Expense System, which can be used overseas. However, unlike when using it in Japan, about 70% of the medical expenses are not covered in advance. Instead, the patient pays the full medical expenses first, and then (if they have a health insurance association) they can submit the necessary documents to their insurance company or local authority to receive the reimburse up to 70%.
If we need you to prepare the documents, please let us know when you make a reservation.
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Menara Astra, Lantai 3, Jl.
Jenderal Sudirman, Kavling 5-6,
Karet Tengsin, Tanah Abang,
Kota Administrasi Jakarta Pusat,
Provinsi DKI Jakarta, 10220